Am I eligible for Interest Free Credit?

We will only be able to consider your application if:

  • You are aged 18 years or over
  • You have a good credit history with no previous bankruptcies, IVAs, Debt Relief Orders, CCJs or defaults
  • You are a permanent UK resident and have lived in the UK for the last 12 months (unless you are HM Forces Personnel)
  • You are not unemployed. Please note that this does not include retirees.

If you meet these criteria we can consider you for interest free credit but please note that meeting the above criteria does not guarantee acceptance.

If you do not meet the above criteria, please call our Sales Team on (01254) 770213 and they will be able to offer alternate payment options.

Interest Free Credit options

Spend Spread over £ per month
£150 and over 5 months From £30
£299 and over 10 months From £29.99
£499 and over 20 months From £24.95
£699 and over 30 months From £23.30
£999 and over 40 months From £24.98

To apply for credit, simply select the finance option when you reach the checkout.

Interest Free Credit Example

  • Purchase price £299.00 @ 10 Month IFC
  • 10 Monthly Interest Free payments of £29.90 0% APR typical

IFC Calculator

Please enter the value of the product/s (including delivery charge) that you wish to purchase in the box below:

We will now calculate and display the finance options available on that value.

Please be assured that all information collected is stored securely, will only be used for processing your finance application and will not be passed to a third party without your prior consent.

Finance is provided by Ikano Financial Services Ltd, Adam House, Players Court, Player Street, Nottingham NG7 5LN. Credit is available subject to status to UK resident 18 years or over.

Sleepmasters is a licensed credit broker.

Please note: applications submitted after the following times will be processed at 7.55 the following day:

  • Mon - Sat, 22:00
  • Sun, 18:00

Finance orders will be placed in hold until the signed finance agreement is returned. Please be aware that this may affect the time it takes to deliver your order

More info